Julia Hutchins Wolcott was the daughter of businessman and politician Waldo Hutchins. She married Henry Goodrich Wolcott (1853-1906), and they were the parents of six children (Oliver, Charles, Henry, Elizabeth, Katharine, Julia), three of whom lived to adulthood (Elizabeth, Julia, Charles). According to her obituary in the "Asbury Park Press", she was buried in Beacon, New York.